The OSSA Group is committed to developing benefit programs and technology based services to address and anticipate your human resources and management issues. We have over twenty years experience providing employee benefits programs to companies like yours. So we understand your need for customized benefit plans, compliance with regulatory requirements, cost controls and communications. But we don’t stop there. Our online services increase the productivity of your Human Resources personnel while improving employee satisfaction. Our technology team will design an employee benefits Web site specifically for your company simplifying monthly administration while giving your employees 24 hours access to answers, options and information. Now and in the future, The OSSA Group offers technology and resources to keep you one step ahead.

A Benefits Management Company

Successful benefit plans balance the Human Resource objectives of recruiting, retention and employee satisfaction with the financial considerations of the organization. As a benefits management company, our primary focus is to integrate products. This simplifies monthly administration and manages the cost of employee benefits. Our services include the design, negotiation, implementation and management of your employee benefit plan.

The benefits industry has changed dramatically over the past 20 years. These changes will continue on a State and Federal level. We’ll keep you informed-so you can keep your company positioned appropriately. We’ve seen change. So we know how to anticipate it. Our goal is to keep your company ahead of the trends.

PRODUCTS

Medical Plans

• Point of Service Plans (POS with and without gatekeeper)
• Preferred Provider Organization (PPO)
• Health Maintenance Organization (HMO)
• Indemnity Plans
• Worldwide coverage for expatriates, third country nationals, or local nationals
• Available either fully insured or partially self-funded

Dental Plans

• Preferred Provider Organization (PPO)
• Fee Schedule
• Dental Maintenance Organization (DMO)
• Indemnity Plans

Vision Plans
Services including routine eye exams, frames, lenses and contacts.

Flexible Spending Accounts
Employees can elect to pay for premium contributions, dependent care expenses, and certain health care expenses with pre-tax dollars.

Disability Insurance
Short and long term disability insurance and the privatization of state mandated programs.

Life Insurance
Group and individual/voluntary programs available.

Qualified Retirement Plans
401(k) plans offering investments from over 25 firms including Fidelity, Janus, Vanguard, Templeton and Wilshire, with features such as self-directed brokerage, rebalancing and daily valuation.

Cafeteria Plans
Allows you to offer employees flexible benefit programs, and enables smaller firms to compete with the benefit programs offered at larger firms.

A Communications Company

How much time  do you spend each day answering routine questions and keeping your employees up-to-date on their benefits program? Well now, that time is yours. Because The OSSA Group will customize a Web site detailing all aspects of your company’s benefits program. Your employees will have one comprehensive place to go for answers, options and information. For you, it’s an instant way to distribute time-sensitive information. Your company’s benefits Web site will consolidate and simplify the benefits process for you and your employees. So it’s time better spent for everyone.

Now all benefits information is in one accessible place:

• Details of all available benefits... product by product
• Printable enrollment and claim forms
• Interactive calculators for benefit modeling
• Links to insurance carriers for provider searches
• Online enrollments
• Make trades or check balances in your 401(k)
• Links to other informative and fun health-related sites
• Online Prescription drug ordering
• Email and 800# s for service
• Information on COBRA, HIPAA and Family Leave
• Glossaries
• Frequently asked Questions
• and more!

Benefits information... it’s all online. Gives more to your employees. Make less work for you.

Your employees will have 24-hour access to a world of benefits information-all from your company’s benefits Web site:

OSSA On-Line
An online benefits program means value.

Your employees will better understand their benefits. They’ll make better benefits decisions - leading to greater job satisfaction. Your Human Resource professionals will save time and energy due to fewer daily interruptions and simplified monthly administration. With The OSSA Group’s integrated benefits and technology, your company will enjoy increased benefit communications- without the need for additional hardware, software or training.

The OSSA Group Home Page

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